Coach and money mentor to thousands of ambitious women who have a desire to master their money and build a six-figure net worth and beyond.
I've accomplished some major financial milestones myself like paying off $98,000 of debt and building a multiple six-figure net worth by the age of 30, but I also consider myself to be a credit card connoisseur. But the truth is, it wasn't always this way. At one point I had blown through an entire year's salary, was drowning in debt, and knew virtually nothing about how to manage my finances.
However, I started small and throughout my twenties took small steps to go from financial hot mess to financial success and discovered my passion of helping other women create the same results and reach their full financial potential.
I have a lot of strategies that I use to optimize my finances, but one of my favorites is using credit cards to earn a return on my everyday spending. In fact, in 2020 alone I earned close to $3,000 in cash back and travel perks from my everyday spending and paid $0 in interest and fees. This strategy has also helped me build a credit score above the 800 mark.
The idea for Credit Card Clarity came to me in the form of a question I'm asked almost daily from my community which is...
I started to realize that there is SO much confusion around credit cards. For many of us we are either told "avoid credit cards like the plague" which sends the message that they are evil, reckless, or only for "people who can't afford things". The rest of us are told "start using a credit card to build your credit" with ZERO education on how to use credit cards effectively. Because of this there are women everywhere using credit cards in a way that is making their financial situation worse, instead of making it better.
This is why I created Credit Card Clarity.
I got fed up with all the misinformation, all the shaming, all the guilt that so many women are experiencing when it comes to credit cards.
Enough is enough.
It's time that we remove the morality from money. It's time that we stop letting the credit card companies win. It's time to gain control over your credit cards and stop letting them have control over you. I'm here to teach you how. Let's go.
YOU GO FROM THIS:
TO THIS:
I love how Paige doesn’t just give you a check list of things you need to do to be successful with money. She takes the time to explain how our brains are wired, how we process our surroundings, our thoughts about money and how we can change all of that. The information is presented in a way that is so easy to follow and understand. I love that you can pause the video and also go back and re watch them if you want too! Her videos on transforming your mindset are invaluable and will help you change so many areas of your life, not just budgeting.
The bonus course on budgeting for your small business is alone worth the price of the course. I would HIGHLY recommend Budget Love to anyone thinking about taking the plunge.
DO IT! You won't be sorry.
Paige’s new program has been a wonderful resource for us! From looking at the way we think about the value of our money to budgeting based on a paycheck with YNAB, she’s laid out an entirely new perspective for both my husband and I. Her passion for personal finance and monetary success for others is evident with the amount of time and effort she’s put into her Budget Love Program. Thanks Paige for helping us get started!
Each category of Budget Love is worth the cost of the entire course! Budget Love is such a great deal and well worth it! The “Transforming Your Mindset” category will help you think differently about your money and thoughts in a more positive way. There are awesome workbooks that are provided that really get you thinking and transforming your money thoughts. You can listen to the course at home or commuting in the car which has been great for me. Paige is with you every step of the way and I could not be happier with taking this course! It is so worth it!
MODULE 1
You'll Learn...
MODULE 2
You'll Learn...
MODULE 3
You'll Learn...
THE
YOU CAN EXPECT
for those of you who have revolving credit card debt, we develop a solid plan to pay it off for good.
you can't use something effectively that you don't understand on a deep level. that's why we kick off the course taking you through the in's and out's of credit cards.
we conclude the course by developing your system around credit card use that will track all of your spending, prevent overspending, and help you gather all the perks without having to deal with any of the pain.
Finally understanding how credit cards work and gaining clarity around when you should be paying them off and how to be using them within a healthy range.
Intentionally deciding the role that credit cards will play in your overall financial strategy and where you fall on the “credit card spectrum”.
Setting up an automated system to track all of your credit card spending which ensures you’re always able to pay it off in full every single month.
Putting money back into your pocket by negotiating various aspects of your credit card like a lower APR, higher limit, and waived late payment and annual credit card fees.
Developing a clear path and timeline to getting your revolving credit card debt paid off and gone for good.
Saved money in interest and fees as a result of not carrying a revolving balance on your credit cards.
Releasing the mental burden, shame, and guilt that you carry from past credit card debt you have acquired.
A sky high credit score as a result of using your credit cards within a healthy range and limit.
Picking the perfect credit card for you based on your unique priorities and spending that delivers the maximum perks and rewards.
Your spending is no longer impulsive, but instead intentional and aligned with your values and priorities.
and SO much more!
THE
YOU CAN EXPECT
11 value-packed modules with hours of content and learning.
Detailed session notes and exercises to further retain and apply what you're learning.
Live monthly coaching calls exclusively for student to receive additional support.
My top credit card recommendations across multiple different categories.
A complete training on the YNAB software, which is my secret weapon to using credit cards effectively.
You choose the time and place, I'll get you the results.
The first thing you're going to learn in Credit Card Clarity is that credit cards are neutral, not moral. This means that they're neither good nor bad, they just are. I get it, you've probably never been presented with this viewpoint before but stick with me.
Credit Cards are simply a tool in your financial tool belt and it's up to you as the user of the card card to decide if you're going to use them at all, and if you do use them are you using them in a way that helps you, rather than hurts you.
I know, I know... at this point you're like "but Paige, I've been told by (parents, Dave Ramsey, other random people on the internet) that credit cards are (fill in the blank here... reckless, dangerous, evil, only for people who can't afford things...)?! Well, I say they're wrong. Credit cards themselves aren't inherently anything. Again, they just are.
I'm here to provide an alternative viewpoint that I feel needs to be said so we can drop the stigma and shame around them and use them effectively...
You can use them to earn amazing travel perks. You can use them to get rewarded for spending you're doing regardless. You can use them to boost your credit score. AND. You don't have to pay interest. Or fees. Or rack up debt. You just have to know how to do it and I'm here to show you the way.
Candy caramels marzipan. Soufflé candy chocolate cake liquorice. Powder jelly-o oat cake tiramisu. Jujubes bonbon jujubes.
Bear claw cookie icing. Fruitcake icing fruitcake jelly cheesecake candy chocolate cake. Wafer carrot cake danish chocolate bonbon jelly-o gummi bears.
Candy caramels marzipan. Soufflé candy chocolate cake liquorice. Powder jelly-o oat cake tiramisu. Jujubes bonbon jujubes.
Bear claw cookie icing. Fruitcake icing fruitcake jelly cheesecake candy chocolate cake. Wafer carrot cake danish chocolate bonbon jelly-o gummi bears.
Candy caramels marzipan. Soufflé candy chocolate cake liquorice. Powder jelly-o oat cake tiramisu. Jujubes bonbon jujubes.
Bear claw cookie icing. Fruitcake icing fruitcake jelly cheesecake candy chocolate cake. Wafer carrot cake danish chocolate bonbon jelly-o gummi bears.
Candy caramels marzipan. Soufflé candy chocolate cake liquorice. Powder jelly-o oat cake tiramisu. Jujubes bonbon jujubes.
Bear claw cookie icing. Fruitcake icing fruitcake jelly cheesecake candy chocolate cake. Wafer carrot cake danish chocolate bonbon jelly-o gummi bears.
100%.
If you implement the strategies I teach in this course, I estimate that you will earn your investment back 10 x - 30x in saved money from interest & fees, in money earned from cash back and travel perks, and also not to mention the future interest you will save as a result of having a much higher credit score from using credit cards effectively.
However, if you don't do any of the work or implement any of the strategies it's not worth $1. Just like any other investment in life. But remember, you have to make an investment to receive a return on investment.
I'm not your average money guru. That's because I marry the black and white math of money with the mental components. You need both to be successful, which is why we spend so much time working on your mindset before we get into the black and white "how-to's".
Credit Card Clarity is going to give you both the mental and tactical tools to make them a beneficial component within your financial tool-belt.
That's not a problem at all. In fact, as long as you have an interest in using credit cards in the future Credit Card Clarity will be perfect for you.
You will develop a deep understanding of how credit cards work, which cards are the best fit for you, and how to use them in a way so that you're avoiding debt and never spending money you don't have.
It's truly a situation where I teach you how to get all the perks without the pain.
Amazing! Yay you!
Even if you're not in credit card debt, Credit Card Clarity can still help you understand credit cards on a deeper level and help you set up an automated system to track your spending so that you can avoid future overspending.
If you're looking to use credit cards in a way to gain more perks for your everyday spending and boost your credit in the process, Credit Card Clarity is for you.
Lucky you! You have lifetime access to the course!
This is a self-paced course which means you control the pace and speed at which it's completed at.
If later on down the road you want to come back and get a refresher or revisit some of the topics, you absolutely can!
The format of the course is videos of me teaching you the lessons through a platform called Kajabi. The lessons are videos of me teaching you each lesson and there is a workbook that goes along with each lesson so you can absorb and apply what you're learning.
In addition, each lesson has the MP3 audio recording and the lessons can be accessed on your computer, laptop, tablet, or even on your phone through the Kajabi mobile app.
There is going to be an initial investment of your time and energy to go through the course, get your budget set up in YNAB, and get all the automation with your money established.
Like with any system, you have to invest time up front to save 100 times the amount of time into the future.
Once everything is set up, your finances will be running like a well-oiled machine and your budget process will require less than 1% of your time every month.
Paige Pritchard is a life and money mindset coach for high-achieving and high-earning women. She has gone from financial hot mess to financial success and her mission is to help other women do the same so they can build their dream financial life.
Her financial journey started with $98,000 of debt and having blown through an entire year's salary. In her twenties she was able to become debt free, purchase her first home, cash flow her MBA, and build a multiple six-figure retirement and investment portfolio.
Through her years of educating and coaching women, Paige has developed a fresh and unique blend to money management, merging the "how-to's" of money with money mindset work. She's a firm believer that you need to master both the math and mental aspects of money to reach your full financial potential.
Her mission is to be a living example to other women of what is possible financially when you manage your mindset and emotions around money. Her goal is to get as much money into the hands of as many women around the world as possible. She believes that when more women have more money, the world will be a better and more beautiful place.
She holds a bachelors degree in Marketing from Texas A&M University, a dual-concentration MBA in Marketing & Finance from the University of Michigan - Dearborn, and is also a Certified Life Coach through The Life Coach School.
She lives in Houston, Texas with her husband Ryan and two fur-children Ellie & Poppy