are you ready to...

Gain Control Over Your Credit Cards

and release the control they have over you?

absolutely. i'm ready.

(in a week or less...)

I'M HERE TO TEACH YOU HOW TO DO THE SAME.

I EARNED $2,900 IN CREDIT CARD REWARDS IN 2020 AND PAID $0 IN INTEREST AND FEES.

you're confused AF about credit cards. you're not sure if you should be using them to earn perks and build your credit or if you should be avoiding them like the plague.

DOES THIS SOUND LIKE YOU?

click to see more

you don't have a clear plan and timeline for getting your credit card debt paid off.

DOES THIS SOUND LIKE YOU?

click to see more

you're using credit cards in a way that is making your financial situation worse, rather than making it better.

DOES THIS SOUND LIKE YOU?

click to see more

You find yourself at the end of the month realizing that you don't have enough money to pay your credit cards off in full so you're paying interest on your purchases.

DOES THIS SOUND LIKE YOU?

click to see more

you want to be using credit cards in a way that boosts your credit score, but you're not sure how to do that.

DOES THIS SOUND LIKE YOU?

click to see more

you're not tracking the purchases you're making on your credit cards so you have little to no visibility into your spending habits.

DOES THIS SOUND LIKE YOU?

click to see more

you have revolving credit card debt that is costing you interest each month but is also taking a huge toll on you mentally and emotionally.

DOES THIS SOUND LIKE YOU?

click to see more

you have a lot of questions when it comes to credit cards like when you should be making your payments, what your utilization should be and how to use them to avoid paying interest. 

DOES THIS SOUND LIKE YOU?

click to see more

you want to get your credit card apr lowered, get fees waived, and request a higher limit on your card but you have no clue what to say when negotiating with your credit card company.

DOES THIS SOUND LIKE YOU?

click to see more

you want to earn perks and rewards for your everyday spending but you've been told that credit cards are "evil", "reckless" or "dangerous" (cue the gasp).

DOES THIS SOUND LIKE YOU?

click to see more

you have no idea which credit card you should be using based on the type of spending you do and the rewards you're looking to earn.

DOES THIS SOUND LIKE YOU?

click to see more

you have credit cards you don't use and you're unsure if you should keep them open or if you should close them out and the impact that will have to your credit score.

DOES THIS SOUND LIKE YOU?

click to see more

CAN YOU IMAGINE...

You have an 800+ credit score from using credit cards in a way that sky-rockets your score.

You're 100% credit card debt free and you're able to pay off your entire statement balance each month.

You feel confident around your credit card use becuase you know you're using them in a way that is helping your financial situation, not hurting it.

You're earning cash back and travel perks for your routine spending that you're doing regardless.

You have an automated system that tracks all your credit card spending and ensures you're never spending money you don't have.

introducinG

I've taken everything I've learned from earning close to $3,000 in credit card rewards in 2020 (ahem, while paying $0 in interest and fees) and turned it into a simple Process to pay off, track, systematize and master Your credit cards in less than a week.

oh, and I’m handing over the step-by-step system I used to get there... to you.

CREDIT CARD CLARITY

normally $197, Snag for only $79

pay off your credit cards for good.
get all the perks without the pain.
raise your credit score in the process.

HAVE WE MET?

Hi. I'm Paige.

Coach and money mentor to thousands of ambitious women who have a desire to master their money and build a six-figure net worth and beyond. 

I've accomplished some major financial milestones myself like paying off $98,000 of debt and building a multiple six-figure net worth by the age of 30, but I also consider myself to be a credit card connoisseur. But the truth is, it wasn't always this way. At one point I had blown through an entire year's salary, was drowning in debt, and knew virtually nothing about how to manage my finances. 

However, I started small and throughout my twenties took small steps to go from financial hot mess to financial success and discovered my passion of helping other women create the same results and reach their full financial potential. 

I have a lot of strategies that I use to optimize my finances, but one of my favorites is using credit cards to earn a return on my everyday spending. In fact, in 2020 alone I earned close to $3,000 in cash back and travel perks from my everyday spending and paid $0 in interest and fees. This strategy has also helped me build a credit score above the 800 mark. 

The idea for Credit Card Clarity came to me in the form of a question I'm asked almost daily from my community which is...




I started to realize that there is SO much confusion around credit cards. For many of us we are either told "avoid credit cards like the plague" which sends the message that they are evil, reckless, or only for "people who can't afford things". The rest of us are told "start using a credit card to build your credit" with ZERO education on how to use credit cards effectively. Because of this there are women everywhere using credit cards in a way that is making their financial situation worse, instead of making it better.





The strategy I teach inside Credit Card Clarity is the same one I used to earn $2,450 in cash back and $450 in airline miles in 2020 all while paying $0 in interest and fees.

It’s the same strategy I used to raise my credit score above the 800 mark.

It's the same strategy I used to pay off $12,000 of credit card debt 5 years ago when I was drowning in debt. 

Now, I want to teach that same system to YOU.

"How did you do that?"

This is why I created Credit Card Clarity.
I got fed up with all the misinformation, all the shaming, all the guilt that so many women are experiencing when it comes to credit cards.

Enough is enough.

It's time that we remove the morality from money. It's time that we stop letting the credit card companies win. It's time to gain control over your credit cards and stop letting them have control over you. I'm here to teach you how. Let's go.



YOU GO FROM THIS:




TO THIS:




When you implement my proven system you go...

Earning zilch on the spending that you're doing everyday.

earning cash back and travel perks on your routine spending that you're doing regardless.

blindly charging transactions onto your credit card and crossing your fingers you have what you need to pay it off each month.

stressed out about your revolving credit card debt and having no clue how you're going to pay it off. 

having 100% transperency into your credit card spending and knowing you have exactly what you need each month to pay your credit card off in full.

mentally unburdened by your credit card debt and having a clear plan and timeline for paying it off and becoming credit card debt free.

a less than stellar credit score that's nothing to write home about which will result in high interest rates down the road.

a sky-high credit score that will help you secure the lower interest rates moving forward, saving you tens of thousands over the long-term future.

from:

from:

from:

from:

to:

to:

to:

to:

to:

ya know that system I was talking about above?
here's what it looks like.

phase 1

phase 2

phase 3

By developing a detailed and realistic debt-payoff plan, we work to get any revolving balance or lingering credit card debt paid off and gone for good. This way you're saying goodbye to those high credit card interest interest rates forever and you can move to phase 3 with a clean slate and leave the overspending in the past. 

I teach you how to use credit cards effectively. This means developing a system so that you're using credit cards for your everyday spending and earning perks from that, but you're never spending money you don't have and you're avoiding debt, interest, and fees. You'll also be clear on exactly when your card needs to be paid off, and develop an automated system to take care of that as well. 

You can't use something as an effective tool in your life that you don't understand, so we start with understanding credit cards on a deep level.

We explore in detail what they are, how they work, how they impact your credit score, the timeline of them (so you know when you should be paying them off), and the role they should play within your unique financial situation. 

understanding
credit cARDS

PAYING OFF YOUR credit cARDS

USING CREDIT CARDS WISELY

want a sneak peek?

HERE'S WHATS IN STORE FOR YOU!

don't take it from me. here's what credit card clarity students have to say about working with me!

I love how Paige doesn’t just give you a check list of things you need to do to be successful with money. She takes the time to explain how our brains are wired, how we process our surroundings, our thoughts about money and how we can change all of that. The information is presented in a way that is so easy to follow and understand. I love that you can pause the video and also go back and re watch them if you want too! Her videos on transforming your mindset are invaluable and will help you change so many areas of your life, not just budgeting.

LAUREN

The bonus course on budgeting for your small business is alone worth the price of the course. I would HIGHLY recommend Budget Love to anyone thinking about taking the plunge.
DO IT! You won't be sorry.

BRITTANY

Paige’s new program has been a wonderful resource for us! From looking at the way we think about the value of our money to budgeting based on a paycheck with YNAB, she’s laid out an entirely new perspective for both my husband and I. Her passion for personal finance and monetary success for others is evident with the amount of time and effort she’s put into her Budget Love Program. Thanks Paige for helping us get started!

JULIE & BEN

Each category of Budget Love is worth the cost of the entire course! Budget Love is such a great deal and well worth it! The “Transforming Your Mindset” category will help you think differently about your money and thoughts in a more positive way. There are awesome workbooks that are provided that really get you thinking and transforming your money thoughts. You can listen to the course at home or commuting in the car which has been great for me. Paige is with you every step of the way and I could not be happier with taking this course! It is so worth it!

HALEY

credit

breaks down

credit card clarity

card

MODULE 1





modules

clarity 

Say no more, I’m in!

 Understanding credit cards

You'll Learn...





why credit cards aren't "evil", "dangerous" or "reckless"

how to develop your own credit card strategy based on your unique financial situation, personality, and goals

when you need to pay off your credit card each month to avoid paying interest

how to use credit cards in a way that helps your credit score rather than harms it

MODULE 2

paying off your credit cards

You'll Learn...





how to set your credit card debt free date and develop a realistic plan to pay your cards off for good

the order you need to pay off your credit cards to save the most time and interest

how to release the mental burden, shame, and guilt  your carry from your credit card debt

if a balance transfer or personal consolidation loan is the right credit card payoff strategy for your unique situation

MODULE 3





how to use credit cards

You'll Learn...





how to make sure your credit card spending is intentional and not impulsive

how to develop a system that tracks all of your credit card spending and guarantees you always have what you need to pay your cards in full

how to negotiate various aspects of your card like fees, limits, and interest to put money back into your pocket

which credit cards offer the most perks and benefits for your specific spending habits and goals

THE

YOU CAN EXPECT

for those of you who have revolving credit card debt, we develop a solid plan to pay it off for good.

you can't use something effectively that you don't understand on a deep level. that's why we kick off the course taking you through the in's and out's of credit cards. 





we conclude the course by developing your system around credit card use that will track all of your spending, prevent overspending, and help you gather all the perks without having to deal with any of the pain. 





here's how

HERE'S THE BOTTOM LINE.

i'm going to teach you how to use credit cards the right way. the effective way.
in a way that rewards you for your everyday spending.
in a way so that you're never spending money you don't have. never racking up debt. never paying interest and fees. in a way that makes your credit score soar. 
in a way that delivers all the perks, without any of the pain. 
it's possible. i'm here to show you how.

THIS SOUNDS LIKE WHAT I NEED!

Finally understanding how credit cards work and gaining clarity around when you should be paying them off and how to be using them within a healthy range.
          

Intentionally deciding the role that credit cards will play in your overall financial strategy and where you fall on the “credit card spectrum”.
          

Setting up an automated system to track all of your credit card spending which ensures you’re always able to pay it off in full every single month. 

Putting money back into your pocket by negotiating various aspects of your credit card like a lower APR, higher limit, and waived late payment and annual credit card fees. 

Developing a clear path and timeline to getting your revolving credit card debt paid off and gone for good. 

Saved money in interest and fees as a result of not carrying a revolving balance on your credit cards. 

Releasing the mental burden, shame, and guilt that you carry from past credit card debt you have acquired. 

A sky high credit score as a result of using your credit cards within a healthy range and limit.

Picking the perfect credit card for you based on your unique priorities and spending that delivers the maximum perks and rewards.

Your spending is no longer impulsive, but instead intentional and aligned with your values and priorities.

and SO much more!

THE

results

YOU CAN EXPECT

credit card clarity arms you with the no-fluff, 3-phase, to-the-point process so you can start using credit cards effectively in a week or less!

CREDIT CARD CLARITY

The moment you join, you get instant access to the modules, plus a suite of bonuses to aid you on your journey.

Grab Credit Card Clarity today...

$197

Now only $79

GRAB THIS LOW PRICE TODAY BEFORE IT GOES UP.

here's what You'll learn:

How to release the mental burden of your credit card debt and develop a solid plan to get it paid off ASAP.

How to track your credit card transactions and make sure you always have the money to pay them off in full.

When you should be making payments on your credit cards to avoid paying interest and fees. 

Whether a balance transfer or a personal consolidation loan is the best option for you and your credit card debt free journey. 

How to use your credit cards in a way that helps your credit score rather than hurts your credit score.  

How to put money back into your pocket by negotiating with your credit card company to get your APR lowered, limit increased, and fees waived.

Which credit card is the best for you based on your unique spending habits and financial goals. 

what's included

Teaching & Guidance

11 value-packed modules with hours of content and learning.

Course
Workbook

Detailed session notes and exercises to further retain and apply what you're learning.

Monthly
Coaching Calls

Live monthly coaching calls exclusively for student to receive additional support.

My Recommended Credit Cards

My top credit card recommendations across multiple different categories.

YNAB Bonus Course

A complete training on the YNAB software, which is my secret weapon to using credit cards effectively.

Lifetime Access

You choose the time and place, I'll get you the results. 

I can’t wait to begin! Sign me up!

IMMEDIATE & lifetime ACCESS

HOW DOES THIS WORK?

I'm ready to
get started!

Immediately upon registering for the course, you get an email with your login credentials to access our private member's only site where you'll be able to access all of the material. You'll be able to immediately download the course workbook and dive into the Module One training.

You'll also be able to revisit the content any time you need a refresher. This course can be done anytime, anywhere, but I recommend starting now to get immediate results.

"BUT...ISN'T USING
CREDIT CARDS BAD?"

The first thing you're going to learn in Credit Card Clarity is that credit cards are neutral, not moral. This means that they're neither good nor bad, they just are. I get it, you've probably never been presented with this viewpoint before but stick with me.

Credit Cards are simply a tool in your financial tool belt and it's up to you as the user of the card card to decide if you're going to use them at all, and if you do use them are you using them in a way that helps you, rather than hurts you

I know, I know... at this point you're like "but Paige, I've been told by (parents, Dave Ramsey, other random people on the internet) that credit cards are (fill in the blank here... reckless, dangerous, evil, only for people who can't afford things...)?! Well, I say they're wrong. Credit cards themselves aren't inherently anything. Again, they just are

I'm here to provide an alternative viewpoint that I feel needs to be said so we can drop the stigma and shame around them and use them effectively...



You can use them to earn amazing travel perks. You can use them to get rewarded for spending you're doing regardless. You can use them to boost your credit score. AND. You don't have to pay interest. Or fees. Or rack up debt. You just have to know how to do it and I'm here to show you the way.

OKAY, I GET IT NOW. Sign me up!

DID SOMEONE SAY

ohhhhhhh ya.  And LOT'S of them.

Yes! I WANT THESE BONUSES!

bonuses?

($97 value)

Complete YNAB Tutorial

Receive access to a comprehensive training of YNAB (You Need A Budget), the budgeting software that is my secret weapon to using credit cards effectively. 

LIVE Monthly Coaching Calls Exclusively for Course Students Only

($997 value)

Every Little Detail Book

Credit Card Clarity students get a free copy of my Every Little Detail Book, a fillable PDF that allows you to document every detail of your life so that you achieve the highest level of organization and preparedness should the worst-case scenario occur.

BONUS #3

As a Credit Card Clarity student, you get LIVE monthly coaching calls with me to get a level of personalized support and attention throughout your financial transformation. 

($50 value)

BONUS #2

BONUS #1

I want these bonuses!

don't take it from me. here's what budget love students have to say about the course!

Candy caramels marzipan. Soufflé candy chocolate cake liquorice. Powder jelly-o oat cake tiramisu. Jujubes bonbon jujubes.

Bear claw cookie icing. Fruitcake icing fruitcake jelly cheesecake candy chocolate cake. Wafer carrot cake danish chocolate bonbon jelly-o gummi bears.

COURTNEY, 34
KANSAS CITY, MO

Candy caramels marzipan. Soufflé candy chocolate cake liquorice. Powder jelly-o oat cake tiramisu. Jujubes bonbon jujubes.

Bear claw cookie icing. Fruitcake icing fruitcake jelly cheesecake candy chocolate cake. Wafer carrot cake danish chocolate bonbon jelly-o gummi bears.

Customer Name

Candy caramels marzipan. Soufflé candy chocolate cake liquorice. Powder jelly-o oat cake tiramisu. Jujubes bonbon jujubes.

Bear claw cookie icing. Fruitcake icing fruitcake jelly cheesecake candy chocolate cake. Wafer carrot cake danish chocolate bonbon jelly-o gummi bears.

Customer Name

Candy caramels marzipan. Soufflé candy chocolate cake liquorice. Powder jelly-o oat cake tiramisu. Jujubes bonbon jujubes.

Bear claw cookie icing. Fruitcake icing fruitcake jelly cheesecake candy chocolate cake. Wafer carrot cake danish chocolate bonbon jelly-o gummi bears.

Customer Name

I'M READY TO FIND OUT THE ANSWERS.

worry not, friend.

I've got you.

As you crank through these trainings, apply what you're learning you're gonna have some questions. I want to make sure you understand how to apply this training to your own financial journey.

You'll find answers to questions like:

Which credit card is the best credit card for me based on my unique goals and situation?

How can I use my credit card to get the perks but also have the money to pay it off each month to avoid fees and interest?

How can I spend my money more intentionally so I'm not digging myself into debt and spending money I don't have?

Should I close out a credit card that I don't use anymore, and how will that impact my credit score if I do?

Should I be leaving a balance on my credit card every month to boost my credit score?

Is a balance transfer a good option for me to pay off my credit cards quicker?

How can I negotiate certain aspects of my credit card like my limit, interest rate, and past fees?

How can I use credit cards in a way that helps my credit score rather than hurts it?

“This sounds great, but I’ve got questions!”

Keep reading, I'VE got answers!

01. IS THIS COURSE WORTH THE PRICE?
answer:

100%.

If you implement the strategies I teach in this course, I estimate that you will earn your investment back 10 x - 30x in saved money from interest & fees, in money earned from cash back and travel perks, and also not to mention the future interest you will save as a result of having a much higher credit score from using credit cards effectively.

However, if you don't do any of the work or implement any of the strategies it's not worth $1. Just like any other investment in life. But remember, you have to make an investment to receive a return on investment.

02. HOW IS THIS DIFFERENT THAN OTHER COURSES?
answer:

I'm not your average money guru. That's because I marry the black and white math of money with the mental components. You need both to be successful, which is why we spend so much time working on your mindset before we get into the black and white "how-to's".

Credit Card Clarity is going to give you both the mental and tactical tools to make them a beneficial component within your financial tool-belt. 

03. WHAT IF I'VE NEVER USED CREDIT CARDS?
answer:

That's not a problem at all. In fact, as long as you have an interest in using credit cards in the future Credit Card Clarity will be perfect for you. 

You will develop a deep understanding of how credit cards work, which cards are the best fit for you, and how to use them in a way so that you're avoiding debt and never spending money you don't have.

It's truly a situation where I teach you how to get all the perks without the pain. 


04. WHAT IF I'M NOT IN CREDIT CARD DEBT?
answer:

Amazing! Yay you!

Even if you're not in credit card debt, Credit Card Clarity can still help you understand credit cards on a deeper level and help you set up an automated system to track your spending so that you can avoid future overspending.

If you're looking to use credit cards in a way to gain more perks for your everyday spending and boost your credit in the process, Credit Card Clarity is for you. 

05.  HOW LONG DO I HAVE ACCESS TO THE COURSE?
answer:

Lucky you! You have lifetime access to the course!

This is a self-paced course which means you control the pace and speed at which it's completed at.

If later on down the road you want to come back and get a refresher or revisit some of the topics, you absolutely can! 

06. WHAT FORMAT IS THE COURSE IN?
answer:

The format of the course is videos of me teaching you the lessons through a platform called Kajabi. The lessons are videos of me teaching you each lesson and there is a workbook that goes along with each lesson so you can absorb and apply what you're learning.

In addition, each lesson has the MP3 audio recording and the lessons can be accessed on your computer, laptop, tablet, or even on your phone through the Kajabi mobile app.

07. HOW MUCH TIME WILL THIS TAKE?
answer:

There is going to be an initial investment of your time and energy to go through the course, get your budget set up in YNAB, and get all the automation with your money established.

Like with any system, you have to invest time up front to save 100 times the amount of time into the future. 

Once everything is set up, your finances will be running like a well-oiled machine and your budget process will require less than 1% of your time every month.

credit card clarity value


i always 30x over deliver in value. It's just what i do.

11 value - packed lessons
(Valued at $1,100)


Live monthly coaching calls for students only
(Valued at $997)


10 instructional lesson
workbooks (Valued at $297)


Every Little Detail Book
(Valued at $50)


A complete YNAB software
tutorial (Valued at $197)


Join
Credit Card Clarity
today...

$2,938

Now only $79

grab close to $3,000 of value for only $79

Lifetime course access
(Valued at $297)


Yup. THE RESULTS YOU'LL CREATE FROM CREDIT CARD CLARITY ARE VALUED AT
THIRTY TIMES what I’m charging.

BUT my goal here was to make this a no-brainer price for you, whoever you are, wherever you are, because I know WOMEN EVERYWHERE need this strategy NOW.

I don’t want you to START EARNING MONEY someday… I want you to get started TODAY.

So I’ve priced it so you don’t have to hem and haw… you DON'T HAVE TO BE CAUGHT UP IN
"SHOULD i? OR sHOULDN'T I?"

INSTEAD, YOU can just grab it and gET STARTED!

“Holy cow, that’s a ton of stuff for just… $79? For real?!”


WHO IS CREDIT CARD CLARITY FOR?

the gal who currently doesn't have any credit cards but she's wanting to open up her first card. She isn't sure which card is best for her, but she's wanting to start learning about them and using them in a responsible way that earns her perks and helps her build up her credit score.

the gal who possibly has used credit cards a little too much in the past and now is left with some credit card debt that she wants to get paid off pronto. In addition, she wants to learn how to be more intentional with her spending moving forward so this doesn't happen again. 

the gal who uses credit cards sporadically but doesn't currently have a solid system in place for using them for everyday spending. She aspires to take full advantage of all the perks that come with credit cards while avoiding all the fees, overspending and interest but she's not sure how to make that a reality.

the credit card newbie

the debt-free wannabe

the aspiring
connoisseur

what's in it for you?

EARNing A RETURN ON
YOUR EVERYDAY SPENDING

BECOMING FREE OF YOUR CREDIT CARD DEBT

SKYROCKETING YOUR CREDIT SCORE 

you spend money, yes?
why not get rewarded for it?

kiss those fees and outrageously high interest charges good-bye

used correctly, credit cards are an amazing tool to boost that score of yours

I CAN'T WAIT FOR YOU TO JOIN ME IN

CREDIT CARD CLARITY

normally $197, Snag for only $79

pay off your credit cards for good.
get all the perks without the pain.
raise your credit score in the process.

hurry. this deal won't last long.

Paige Pritchard is a life and money mindset coach for high-achieving and high-earning women. She has gone from financial hot mess to financial success and her mission is to help other women do the same so they can build their dream financial life.

Her financial journey started with $98,000 of debt and having blown through an entire year's salary. In her twenties she was able to become debt free, purchase her first home, cash flow her MBA, and build a multiple six-figure retirement and investment portfolio.

Through her years of educating and coaching women, Paige has developed a fresh and unique blend to money management, merging the "how-to's" of money with money mindset work. She's a firm believer that you need to master both the math and mental aspects of money to reach your full financial potential. 

Her mission is to be a living example to other women of what is possible financially when you manage your mindset and emotions around money. Her goal is to get as much money into the hands of as many women around the world as possible. She believes that when more women have more money, the world will be a better and more beautiful place. 

She holds a bachelors degree in Marketing from Texas A&M University, a dual-concentration MBA in Marketing & Finance from the University of Michigan - Dearborn, and is also a Certified Life Coach through The Life Coach School. 

She lives in Houston, Texas with her husband Ryan and two fur-children Ellie & Poppy

PAIGE PRITCHARD

Money Mindset & Management Coach for high-achieving women

meet your new money coach

Questions?

Have questions that weren't answered here?

Email ME!

I'm happy to help!

THEPURPOSEFULPENNY@GMAIL.com